As Filipinos, we are known for being family-centered, which is why family security and safety is our utmost priority. It means keeping our family safe from any dangers that may happen anytime, anywhere, and being protected from financial hardship if the unexpected happens.
Accidents happen anytime, especially on the road. It’s alarming that the number of road accidents in the Philippines has been on a rising trend for over 10 years due to human errors like drunk driving, overspeeding, bad turning, and bad overtaking; mechanical failures like flat tires, engine malfunction, faulty windshield wipers and lost of brakes. This can all be prevented by driving carefully and being knowledgeable with traffic rules and proper car maintenance. Despite being careful on the road, let’s face the fact that there are things that are beyond our control, so it’s best to be prepared for the worst. This is why car insurance matters.
<img width="660" height="440" src="https://www.prettywisemom.com/wp-content/uploads/2020/09/pexels-ketut-subiyanto-4473498-1024x683.jpg" alt="" srcset="https://i1.wp.com/www.prettywisemom.com/wp-content/uploads/2020/09/pexels-ketut-subiyanto-4473498.jpg?resize=1024%2C683&ssl=1 1024w, https://i1.wp.com/www.prettywisemom.com/wp-content/uploads/2020/09/pexels-ketut-subiyanto-4473498.jpg?resize=300%2C200&ssl=1 300w, https://i1.wp.com/www.prettywisemom.com/wp-content/uploads/2020/09/pexels-ketut-subiyanto-4473498.jpg?resize=768%2C512&ssl=1 768w, https://i1.wp.com/www.prettywisemom.com/wp-content/uploads/2020/09/pexels-ketut-subiyanto-4473498.jpg?w=1320&ssl=1 1320w, https://i1.wp.com/www.prettywisemom.com/wp-content/uploads/2020/09/pexels-ketut-subiyanto-4473498.jpg?w=1980&ssl=1 1980w" sizes="(max-width: 660px) 100vw, 660px" /> <p style="text-align: justify;"><strong>CAR INSURANCE COVERAGE</strong></p><p style="text-align: justify;"><em>Protection From Car Theft</em><br />If you experience theft of automobile damage and you have availed of the comprehensive coverage, your car insurance should cover the cost of a stolen vehicle or stolen car parts and repair costs for damages during the break-in.</p><p style="text-align: justify;"><em>Protection From Liability</em><br />If you cause an accident that injures other people, your Bodily Injury or Property Liability insurance helps you cover the costs of the other driver's property and bodily injuries such as hospital and medical expenses, lost wages, legal fees, other party's vehicle, and other damages. Though this coverage doesn't protect you and your car, it protects your wallet a lot!</p><p style="text-align: justify;"><em>Protection From Auto Personal Accident</em><br />Personal Accident Insurance covers financial assistance for you and your passengers in case you get in a car accident which leads to serious injury or death. The amount covered depends on the insurance company or the package that you will choose.</p><p style="text-align: justify;"><em>Security Against The Forces of Nature</em><br />Your car can be protected with the Act of Nature type of insurance which covers damage caused by natural disasters such as earthquakes, typhoons or floods, and landslides. In the Philippines, this policy is usually offered as an add-on along with comprehensive car insurance and not as a standalone policy. Make sure to ask your car insurance agent about this policy if you wish to have your car protected from natural calamities.</p>
Optional Comprehensive Car Insurance Policy
- Riots & Civil Commotion Protection ( Covers loss or damages to your vehicle caused by riots or damage done intentionally or unintentionally by third parties)
- Standar Automobile Accessories Protection (Mags, Audio, Components, Aircon)
- Loss of Use (covers transportation compensation while your car is in the repair shop)
Understanding the types of coverage that insurance policy offers will help you make the right choice. Have your car insured and save yourself from stress on having a financial burden. Investing a small amount for your protection reduces your expenses in the long run. Enjoy financial security and protect your car by choosing the best car insurance plan that suits your budget and requirements.
p style=”text-align: justify;”>You can check Automaster here https://www.malayan.com/products/packaged/automaster for the complete car insurance policy in the Philippines.